• List of Home Loan Programs in Arizona

    Arizona Home Loan & Financing Programs, 0% zero down, 3.5% down, $100 down, low closing cost, buyer assistance rebates, seller financing, Deed for Contract, Rent to own, Lease purchase option

  • What's In a Credit Score?

    Learn what the numbers mean. See what impacts credit score.

  • Free Credit Report & How to Improve you FICO Score

    Annually get the "officially government approved" Credit Report. Learn ways to improve your FICO Credit Score.

  • How to Clean up Your Credit Report?

    Federal regulations force the creditors and debt collectors to verify and correct reported credit bureau errors. Get sample letters and learn how to fix those errors.

  • How much Real Estate can you afford?

    Learn what lenders will loan based on your income, current debt and budget.

  • Real Estate and Mortgage Glossary

    What words and jargon of Real Estate mean.

  • Real Estate Mortgage Programs

    Getting help.

  • VA Home Loan Eligibility Certification

    How to get certified for a VA loan. Do I qualify? Plan ahead -- it can take months to get the VA Eligibility Certification.

  • $15,000 Buyer Assistance + Neighborhood Stabilization Homes for Sale

    $15,000 assistance. For a list of homes that qualify follow this link. The federally funded Neighborhood Stabilization Program (NSP) enables eligible applicants to get home ownership in Buckeye by providing monetary incentives to assist with down payment, closing costs, and/or home improvement. NSP assistance programs are: 1. Home ownership Assistance (purchasing foreclosed homes anywhere within the city of Buckeye limits), 2. Home Improvement Program (purchasing foreclosed homes needing repair in specific Buckeye ZIP codes) 3. Move-In Ready Homes:purchase homes that have been newly renovated in established Buckeye neighborhoods with 3-yr home warranty, energy efficient up grades, landscaping and more.


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Hoboy PLLC AZ SA633234000 / PDJ LLC AZ Broker LC579823000
400 W Camelback Rd # 107 • Phoenix, AZ 85013
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